Flexible Financing for Your Roofing Project
A new roof is a meaningful investment in your home—but it doesn't have to come with a heavy upfront cost. We've partnered with two trusted lenders to give you flexible financing options that fit your budget, your timeline, and your project size. Both let you pre-qualify in about a minute, with no impact to your credit score.
OR CALL US NOW AT (207) 200-1053
We work with two financing companies because no single lender is the right fit for every project. Whether you need a quick approval for a smaller repair or longer-term financing for a full replacement, we have an option that works.
We're not a financial institution and we don't make loan decisions ourselves. What we do is connect you with reliable, reputable lenders who specialize in home improvement financing—so you can get the roofing work you need, on terms that make sense for you.
Pre-qualifying through either lender is fast, easy, and won't impact your credit score.
Two lending partners. One straightforward process.
Financing through Wisetack
BEST FOR PROJECTS UP TO $25,000 WITH SHORTER TERMS
Wisetack is built for fast, simple financing decisions. The application takes about a minute, and you'll see your rates and terms immediately—without affecting your credit score.
✓ Finance projects up to $25,000
✓ Terms from 3 to 60 months
✓ APRs range from 0% to 35.9%*
✓ No hidden fees, no origination fees, no prepayment penalties
✓ Soft credit check — no impact to your credit score
✓ Application takes about a minute
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 per month for 12 months based on an 8.9% APR, or $400 per month for 3 months based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at https://wisetack.com/faqs.
Financing through HFS Financial
BEST FOR LARGER PROJECTS WITH LONGER TERMS—UP TO 20 YEARS
HFS Financial offers home improvement loans built specifically for projects like full roof replacements, where a longer repayment term makes the monthly payment more manageable. They fund 100% direct-to-consumer with no equity required and no stage funding—the loan is yours to use as you see fit.
✓ Personal loans — no home equity required
✓ Terms up to 20 years
✓ Low fixed rates (currently as low as 7.8% APR*)
✓ No prepayment penalties — pay off early without extra fees
✓ Soft credit check — no impact to your credit score
✓ 100% direct-to-consumer funding
*Rates and terms subject to credit approval. Currently, programs have rates as low as 7.8% fixed with terms from 1 to 20 years and there are no prepayment penalties. Loan terms and rates may vary based on your specific qualifications. See HFS Financial's website for complete terms and conditions.
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